About Us – Basic Home Loan
Revolutionizing the (Basic) Home Loan Experience for Middle India
We, Basic Home Loan are committed to improving the journey of home loans for every family, making it faster, simpler, and more pleasant.
Overview about Home Loan
The adoption of new technologies has changed everything how we live our lives. From ordering food to booking a cab to banking, there always seems to be an app for that. However, from a borrower’s perspective, the house loans process remains the most time-consuming and tedious job, requiring them to be physically present at a bank branch.
At BASIC, we want to empower consumers with technology, simplify the process of home buying, and bring financial stability to the lives of families in India. We are here to digitize and automate the housing loans origination, documentation, customer verification, and disbursement process from the comfort of their homes.
Basic Home Loan – Vision
“To make home loans faster, stress-free & Basic for mid-&-low-income households.”
Basic Home Loan – Mission
“Our mission is to digitize the house loan process for all and increase affordable loans penetration for mid-and low-income households in India through a ‘Phygital’ approach.”
What We (Basic Home Loans) Believe In
Our core values set what we collectively believe in and define who we are. They tell our commitment to our customers, communities, and one another. We are firm believers in collaboration, ethics, and excellence.
WIN THROUGH TEAMWORK
We encourage individual ownership but work as a team. We value each colleague’s expertise and contribution and work together to support one another in pursuit of common goals.
WIN THROUGH ETHICS
Our customers rely on us to act in their best interest and for the same, we set high ethical standards. We are passionate to provide the right housing loan to our customers and take pride in achieving them.
WIN THROUGH TRANSPARENCY
We believe fair & honest communication is the only way to make a positive contribution to the health and wellbeing of our customers, the communities we work in, and the world we live in.
Our (Basic Home Loans) Story
Founded in 2020, BASIC Home Loans is a fintech company, developing an automated platform for home lending in India. The company is building India’s largest online brokerage for mortgages, revolutionizing affordable home loans using a Phygital approach in tier 2, and 3 cities in India.
Basic Home Loans – Our Current Lending Portfolio
Loans By Income Group
Loans By Product Type
Loans By Ticket Size
Basic Home Loan – Our Leadership
Atul Monga
Founder & CEO at Basic Home Loans
Kalyan Josyula
Founder & COO at Basic Home Loans
Devashish Dalmiya
Builder Relations (South & West) at Basic Home Loans
Amardeep Sharma
Strategic Alliances at Basic Home Loans
- 5,000 Agents
- 20,000 Families Served
- 650 Districts
- 30 Hubs
- 150 Sales Team
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